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Whether you work in a retail shop or a restaurant, a doctor's office or a bank, customer service is one of your most important tasks.

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If you own a home, you know that homeowners insurance is a necessary expense — and it can be a costly one at that. Getting the right insurance plan can protect you from floods, storm damage and even vandalism. Whether you're buying your first home or shopping around for a new policy, it helps to understand the basics of homeowner's insurance. Purchasing a home is an important investment for many adults, and it's equally important to protect that investment. They're not their owners' primary residences — but their owners may choose to live or vacation in them occasionally while renting them out to other travelers in need of lodging throughout most.

No two policies or companies are the same, so take your time reviewing the types of hazard homeowner's in.

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