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The $6.95 monthly fee is waived if you make a direct deposit of at least $500 each month.

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The $6.95 monthly fee is waived if you make a direct deposit of at least $500 each month. If you want to load cash, you can at participating retailers — but there may be a fee, and you'll need to have a physical card. Kroger rewards prepaid visa® card. $100 new account bonus when you spend $1,000 in the first 60 days. Fifth third access 360° reloadable prepaid card.

No late fees or interest charges because this is not a credit card.

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